Effective Date: January 6, 2025

Welcome to Anointed & Informed, operated by Legacy Four Enterprises LLC, doing business as Legacy Four Events (“Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of https://anointedandinformed.com (the “Website”) and any related products, services, digital content, communications, and transactions (collectively, the “Services”).

By accessing or using the Services, you agree to be bound by these Terms.

1. Eligibility

You must be 18 years of age or older to access this Website or purchase any digital products or services.

2. Services Provided

The Company provides digital courses, educational content, training programs, subscriptions, and related digital services delivered electronically.

All Services are provided for educational and informational purposes only.

3. Payments & Payment Processing

All payments are processed securely through Stripe, Inc. By submitting payment information, you authorize the Company and Stripe to charge your selected payment method.

The Company does not store or process full payment card details. Payment data is handled according to Stripe’s policies:

- Stripe Services Agreement: https://stripe.com/legal/ssa

- Stripe Privacy Policy:https://stripe.com/privacy

4. Refund Policy

ALL SALES ARE FINAL.

Due to the digital nature of our products and the immediate access granted upon purchase, no refunds, exchanges, or cancellations will be issued once access to a digital course or content is provided, except where required by law.

5. SMS Messaging & Communications (A2P/10DLC Compliance)

By providing your phone number, you consent to receive transactional and service-related SMS messages, including confirmations, reminders, access notifications, and updates related to your purchase or account.

Message frequency may vary. Standard message and data rates may apply.

You may opt out at any time by replying STOP or UNSUBSCRIBE. Once opted out, you will no longer receive SMS messages unless you re-opt in.

The Company does not sell, rent, or share mobile numbers or SMS consent data with third parties for marketing purposes.

6. Intellectual Property

All Website content, including but not limited to text, videos, graphics, downloads, trademarks, logos, and course materials, is the exclusive property of the Company or its licensors and is protected under U.S. intellectual property laws.

You may not reproduce, distribute, modify, or exploit any content without prior written authorization.

7. Prohibited Use

You agree not to:

- Use the Services for unlawful purposes

- Attempt unauthorized access to systems or data

- Interfere with Website functionality or security

- Copy, resell, or redistribute digital course materials

8. Disclaimer

The Services are provided on an “as is” and “as available” basis. The Company makes no guarantees regarding outcomes, results, or interpretations derived from the content.

All warranties are disclaimed to the fullest extent permitted by law.

9. Limitation of Liability

To the maximum extent permitted by law, the Company shall not be liable for indirect, incidental, consequential, or punitive damages arising from your use of the Services.

10. Governing Law & Venue

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

Any dispute shall be resolved exclusively in the courts located in Contra Costa County, California.

11. Contact Information

Email: [email protected]